Nirlep Shah

Take finacial risk-taking quiz to find out about your risk-taking calibre.

Are you an insanely adventurous person who believes in taking risks? Or do you like to hedge one’s bet? Or do you consider yourself a completely balanced person?Take the below quiz to find out about your risk-taking calibre.

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Question 1 - What is your investment time horizon for this money?

  2-5 years

  5-10 years

  10-20 years

  20 years or longer

Question 2 - What is your primary objective for this money?

  Current Income

  Conservative Growth in Value

  Growth in value and Income

  Aggressive Growth

Question 3 - Which investment would you be more likely to invest in?

  Annual return: 12%, Best case: 15%, Worst case: -18%

  Annual return: 15%, Best case: 18%, Worst case: -24%

  Annual return: 18%, Best case: 24%, Worst case: -36%

  Annual return: 24%, Best case: 36%, Worst case: -50%

Question 4 - When you think of the word “risk” which of the following thought comes to your mind first?

  Loss

  Uncertainty

  Opportunity

  Thrill

Question 5 - Some experts are predicting prices of risky assets such as gold, stocks and real estate to increase in value; bond prices may fall; however, experts tend to agree that government bonds are relatively safe while others are riskier. Most of your current investment is in governments bonds. What would you do?

  Hold the bonds

  Sell the bonds, put half the proceeds into fixed deposits, and the other half into hard assets

  Sell the bonds and put the total proceeds into hard assets

  Sell the bonds, put all the money into hard assets, and borrow additional money to buy more

Question 6 - If you didn’t need your capital for more than 10 years, for how long would you be prepared to see your investment in loss before you book the loss?

  Up to 6 months

  Up to 1 year

  Up to 3 years

  More than 3 years

Question 7 - Your trusted friend and neighbor, an experienced geologist, is putting together a group of investors to fund an exploratory gold mining venture. The venture could pay back 50 to 100 times the investment if successful. If the mine is a bust, the entire investment is worthless. Your friend estimates the chance of success is only 20%. If you had the money, how much would you invest?

  One month salary

  Three months’ salary

  Six months’ salary

  Twelve months’ salary

You've completed the Quiz!!

You have received title as High-Risk Appetite/ The risk-takers !!
The biggest risk is not taking any risk.” This quote applies to you. You believe in taking smart risks but ambitious risks that can yield higher returns. The portfolio must comprise investments that provide high yields as they also possess high risks.

You've completed the Quiz!!

You have received title as Low-Risk Appetite/ Cautious Investor !!
You are cautious about every penny spent and do not wish to invest in high-risk options. That makes you a smart investor because you ensure that you have enough liquidity during the crises. You invest only after knowing the a to z about the portfolio. You deserve a portfolio where your investments pass the criteria of possessing strong fundamentals. That would provide you with a stable return on a long term basis.

You've completed the Quiz!!

You have received title as Balanced Approach/Calculated Risk Taker !!
Taking calculated risks is your way of life and the same applies to your investments. A diversified portfolio comprising high-risk investment as well as low-risk investment is ideal for you. You do not believe in putting all your resources in the same plan. The most successful investors like Warren Buffet ensure that their portfolios are diversified. If your philosophy is identical to this, buddy you are going in the right direction for persisting in the markets on a long term basis.